Did you know that over eight million people in the United States rely on social security disability to survive? If you suffer an injury due to a medical condition, then you may be eligible for monthly payments from the Social Security Administration.
Have you ever thought about getting social security disability, but you do not know how the process works? Here is a guide for everything you need to know about social security benefits for those with disabilities.
What is Social Security Disability?
If you have a terminal illness or an injury that leaves you unable to work, then you may qualify for social security benefits. These payments come out of the general social security fund, similar to the payments that retired Americans receive.
In order to get social security benefits, you need to have a job for which you pay into the social security fund. There is a good chance that you will need to utilize the benefits in some capacity before you reach retirement age.
Average Disability Payment
Your disability payment is based on how much you were earning before you qualified for the monthly stipend. These numbers change based on the federal budget and increases in social security payments.
In general, you should expect to receive anywhere from 800 to around two thousand dollars every month in benefits. If you end up qualifying, you will know the official amount based on factors such as income, worker’s compensation, and your pension.
Apply for SSD
If you think that you qualify for SSD, then you need to go through the process. You will need to fill out an online application and mail your supporting documentation in for review. It is a good idea to use a method such as certified mail so you can ensure it does not get lost.
It may take a while for your benefits claim to be processed in order to start receiving disability payments. You should gather documents such as the W-2 form from your last job and your medical record.
Living on Disability
Although the social security benefits can help to supplement your income, they may not be enough to fully fund your lifestyle. There are many cost-saving measures that you can take to stretch your disability payments so that you do not have to go into debt or skip essentials.
Budget your payments every month and leave enough money for groceries, medications, and other necessities. Make sure everyone in your household is aware of how much income you bring in every month and if there is a significant pay cut.
Know All About Social Security Disability
If you are thinking about applying for social security disability, you should know all about the program. With this guide, you can learn how to apply and how much you can expect to earn.
Want to learn more about all kinds of government benefits? Check out our site for more tips and tricks for getting the help that you need.
