NY Workers’ Compensation Laws: A Straightforward Guide

Did you know that a worker is injured on the job every 7 seconds? That’s 510 injuries every day, and a total of 4.6 million a year!

When you consider statistics like this, it’s clear to see why those who live in New York need to familiarize themselves with NY workers compensation laws. Keep reading for a brief (but thorough) summary of the most important points.

  1. Your Employer (Almost) Always Has to Provide Worker’s Compensation

Almost every employer in New York State is required to carry workers compensation insurance under NY State workers comp law. There are a few exceptions, including the New York fire, police, and sanitation departments. However, if you work in the private sector, your employer should definitely have coverage.

It’s also important to note that your employer cannot charge you for the cost of their insurance.

  1. NY Workers Compensation Laws Cover Different Types of Injuries

There are several different types of injuries that are covered under NY workers comp laws. This includes acute injuries, those that develop over time, or even illnesses that are contracted at the workplace.

Some examples of covered injuries include:

  • Back, neck, knee, head, or eye injuries
  • Carpal tunnel syndrome
  • Bone fractures and muscle strains
  • Nerve and tendon injuries
  • MRSA infections
  • Hearing loss
  • Mental health issues

For the most part, if an injury occurs as a result of work-related activities, there’s a good chance that it’s covered under New York State workers compensation law.

  1. There Are Specific Steps to Follow if You’re Injured on the Job

As soon as you realize you’ve suffered an injury on the job, it’s important to follow the steps listed below. This will give you the best chance of having a successful claim:

  1. Notify your employer that you’ve been injured
  2. Seek medical attention as soon as possible
  3. Contact a workers compensation lawyer

There are other things you’ll need to do, but these are three of the most important. When seeking medical treatment, consider contacting a Brooklyn workers comp doctor or another physician that’s well-versed in work-related injuries.

  1. You Have Options if Your Claim is Denied

If you follow the steps above, your claim shouldn’t be denied. However, if it is, you still have some recourse. You’ll want to start by speaking to your attorney about filing an appeal with the New York Workers Compensation Board.

If you haven’t already hired an attorney, now is definitely the time to do so. You’ll need a professional by your side when it comes time to argue your case in front of the board.

Protect Yourself if You’re Injured at Work

Understanding NY workers compensation laws is the first step to protecting yourself if the unthinkable happens. For even more tips to help you stay healthy and live well, browse through a few more of our interesting blog posts.

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