The High Cost of Fertility Treatments and Financing Options for Conceiving a Child in Singapore

Intrauterine insemination (IUI) is a fertility treatment option available to couples who are having difficulty conceiving naturally. IUI can help improve the chances of conception by introducing sperm directly into the uterus, thus bypassing any potential obstacles that may be preventing conception. The cost of IUI in Singapore can vary depending on several factors including the clinic you choose and any additional treatments that may be required to assist with conception. In this article, we will explore some of these factors and provide an estimate for IUI cost Singapore.

Overview of In-Vitro Fertilization (IVF) Cost in Singapore

In-vitro fertilization (IVF) is one of the most commonly used fertility treatments in Singapore and many other countries around the world, but it can be costly. Here is an overview of IVF cost in Singapore to help you understand what it might cost for this procedure.

The average cost for one cycle of IVF at a fertility clinic in Singapore will range anywhere between $7000 to $15,000 depending on your specific medical needs and treatment plan. This includes doctor visits, lab tests, medications needed before or during treatment such as fertility drugs or hormone injections, embryo transfer fees and any other associated costs.

Factors That Impact the Cost of IVF in Singapore

Infertility is an unfortunate condition affecting many couples across the world, and Singapore is no exception. For these couples, in-vitro fertilisation (IVF) is often seen as a viable option to help them conceive. However, IVF can be expensive and many factors influence its cost in Singapore.

The first major factor that impacts the cost of IVF in Singapore is the type of fertility clinic chosen. Private clinics tend to offer higher quality services than public hospitals and thus charge a premium for their services; however, they also provide greater flexibility with their treatments such as customising medications or picking preferred timing for procedures.

The second factor that contributes to the price of IVF in Singapore is the number of cycles required by each couple. An average cycle costs between SGD$ 7000-9000 in private clinics, although this may vary depending on individual needs and circumstances.  Some clinics may offer packages which include multiple cycles at reduced prices; however, these packages must be carefully considered before signing up for one since there are no refunds or discounts if a couple does not succeed on their first attempt or if fewer than all planned cycles are needed.

Financing Options for IVF Treatment in Singapore

In recent years, fertility treatments such as in vitro fertilization (IVF) have become increasingly popular in Singapore. This is due to the availability of advanced technology and the increasing success rates associated with IVF treatments. However, one of the biggest hurdles for many couples is often finding a way to finance their IVF treatment.

Fortunately, there are several options available for financing IVF treatment in Singapore. Here are some of them:

  1. Government Subsidies: The government offers subsidies to eligible couples who require assistance with their medical bills related to fertility treatments including IVF procedures. Couples can apply for these subsidies through the Ministry of Health website or at any public hospital or clinic providing fertility services. The amount of subsidy varies depending on factors such as income and type of infertility diagnosis but it typically covers over half the cost of an IVF cycle and up to 75% off certain other assisted reproductive technologies (ARTs).

  1. Medisave Accounts: Medisave accounts are like personal savings accounts that are managed by the Central Provident Fund Board (CPFB) and funded by employers’ contributions from employees’ salaries each month.


Overall, IUI cost in Singapore is relatively expensive. However, the cost of IUI treatment may vary depending on factors such as the number of cycles required and the type of medication used. It is important to remember that while IUI costs can be high, it may be a worthwhile investment for those who are looking for successful fertility treatment in Singapore.

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